As a private nonprofit organization with a 501 (c) federal tax exemption, the CHDO must include providing decent, affordable housing to low-income households as one of its purposes in its charter, articles of incorporation, or by-laws. It must serve a specific, delineated geographic area, either a neighborhood, several neighborhoods, or the entire community, but not the entire state. To qualify as a CHDO, a non-profit must apply under an RFQ put out annually at the beginning of the fiscal year. Please check back with us soon.